Individual & family plans

Coverage that cares for you — and fits your budget

Medica offers affordable individual and family plans in select counties in Missouri for those who don’t have Medicare.

Sign up during open enrollment from Nov. 1, 2024, through Jan. 15, 2025

Click or call to learn more today: 1 (800) 918-2149

Grab your free 2025 plans brochure

See what you’ll get with our Missouri plans, including:

See if you can get financial help to cover your health insurance

You may qualify this year even if you didn't before.

Financial help guidelines

Your 2024 household income determines if you can get help to pay for your 2025 health insurance: 

  • Individuals making $20,120 - $58,320 or more* 
  • Family of two making $27,213 - $78,880 or more*
  • Family of three making $34,306 - $99,440 or more* 
  • Family of four making $41,400 - $120,000 or more* 

Get a quote and see how much financial help you can get. 

*Healthcare.gov determines all income ranges and financial help (advanced premium tax credit) qualifications. Visit Healthcare.gov for more information. 

Who can enroll?

Medica Health Plan offers a variety of plans for individuals and families who are not enrolled in Medicare throughout the following counties in Missouri: Saint Charles, Saint Louis City, Saint Louis and Warren Counties.

Explore your coverage options

Looking to compare our plans? Download our 2025 plan compare brochure to learn more about our 2025 health plans:

Looking for your doctor in our network? Search our online provider directory to see all in-network providers and locations.

The right insurance for you. Right here.
 

Copay plans 

Plans with easy to understand copays and less stress. Rest easy, and know what you’re likely to pay on most services before you even walk in the door. With lower out-of-pocket costs, it’s easy to build a relationship with your provider and maintain your health.

Share plans

Dependable, affordable copays for your primary care and generic prescription drugs, “just in case” coverage for everything else with lower monthly premiums to help you balance your budget and stay healthy.

Standard Plans

This plan makes shopping easy with options at every metal tier across our provider networks and similar benefits to a traditional copay style plan.

Catastrophic Plans

Plans for individuals who are comfortable with their health status. All individuals covered by the plan must be under age 30.You may also enroll if you’re over 30 and qualify for a hardship exemption based on insurance being unaffordable.

Have questions about enrolling in a health plan? We’re here to help.


Special Enrollment

A special enrollment period occurs outside the annual open enrollment dates. During special enrollment, you can enroll or make certain changes to your plan. Special enrollment happens after a qualifying life event. See if you qualify

Plan Resources



Health plans for all life's moments, big + small
Still have questions? We're here to answer them.
  • 8 a.m. – 6 p.m. CT, Monday – Wednesday and Friday
  • 9 a.m. – 6 p.m. CT, Thursdays 

1 (800) 918-2149 (TTY: 711)

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