Your well-being is what’s most important to us. And because insurance can be confusing, we want to make that part easy for you.
The Marketplace (also known as the Exchange) is a website (healthcare.gov) where individuals can compare and purchase health insurance plans. Marketplace plans are great for individuals and families who are eligible for discounts or financial subsidies. These discounts can include:
Tax credits - Tax credits lower the monthly premium you pay for health coverage and are more available than ever due to the 2021 American Rescue Plan act. Depending on your household income level, these credits can pay for a considerable amount of your premium. You can use your tax credit on most Marketplace plans.
Cost sharing reductions
Here are some guidelines for eligibility:
**All income ranges and financial help (advanced premium tax credit) qualifications are determined by Healthcare.gov. Visit healthcare.gov for more information.
Our plans offer additional benefits to put your health and wellness first:
All Individual & family plans are divided into metal categories. These categories show how you and your plan share costs. No matter which category your plan falls in, the quality of care does not change.