Individual & family plans

You matter to us!

Your well-being is what’s most important to us. And because insurance can be confusing, we want to make that part easy for you.

Marketplace plans

The Marketplace (also known as the Exchange) is a website ( where individuals can compare and purchase health insurance plans. Marketplace plans are great for individuals and families who are eligible for discounts or financial subsidies. These discounts can include:

Tax credits - Tax credits lower the monthly premium you pay for health coverage and are more available than ever due to the 2021 American Rescue Plan act. Depending on your household income level, these credits can pay for a considerable amount of your premium. You can use your tax credit on most Marketplace plans.

Cost sharing reductions

  • Lower the amount you pay on health care services.
  • Cost-sharing reduction plans are available for those who make about $31k or less for a single person.
  • Cost-sharing reduction is only available on silver plans.
  • There are three levels of cost sharing reduction based on income brackets:
    • 100–150 percent of FPL
    • 151–200 percent of FPL
    • 201–250 percent of FPL

Here are some guidelines for eligibility:

  • Individuals making $20,120 - $58,320 or more**
  • Family of two making $27,213 - $78,880 or more**
  • Family of three making $34,306 - $99,440 or more**
  • Family of four making $41,400 - $120,000 or more**

**All income ranges and financial help (advanced premium tax credit) qualifications are determined by Visit for more information. 

Individual and family plan options

We have health insurance plans to fit your lifestyle and budget. Whether you’re looking for a lower-premium plan, to limit your overall out-of-pocket, or even just for a catastrophic safety net plan, we’re here for you.

View plans now

Learn more about our plans

Our plans offer additional benefits to put your health and wellness first:

Metal tiers

All Individual & family plans are divided into metal categories. These categories show how you and your plan share costs. No matter which category your plan falls in, the quality of care does not change.

Individual & Family plan service area map

6-county service area map

Individual & Family Q&A

Learn more about health insurance basics.

Special enrollment information

Outside open enrollment, you can enroll in new coverage or make changes to your existing policy—if you have a certain life event that qualifies you for a special enrollment period. 

See special enrollment details